As one of the youngest EU member states, Bulgaria boasts a rich and diverse culture, temperate climate, and ideal location in Southeast Europe — and the Investor Program for Residence and Citizenship in Bulgaria helps get you there faster.

Benefits of the program:

  • Fast process to residency (six to nine months);
  • Fast-track option allowing for citizenship within two years;
  • Special exemption from physical residence enforced with legislation;
  • Government-approved investment and available financing options from banks;
  • No language requirements for residence or citizenship;
  • No obligation to relinquish current nationality;
  • Lowest tax rates and free trade environment within the EU.

Benefits for permanent residents:

  • Free movement within the Schengen zone, after Bulgaria becomes a member state;
  • Access to high quality healthcare in Bulgaria and the EU;
  • Conditional tax exemption on world income.

Benefits for citizens:

  • Unrestricted right to live, work and study in Europe;
  • Right to own land in a EU country.


Full investment package:
A candidate must invest € 511,292 (1 million BGN) in government bonds for 5 years. At the end, the money will be returned without interest. Investments are guaranteed by government bonds.
Bank financing:
A candidate can use a loan on the security of purchased bonds. For detailed advice on this issue, call our office.


If the candidate invests in Bulgarian bonds twice as much money than it is necessary, he will qualify for accelerated obtaining of citizenship.
To obtain citizenship under the accelerated program, it is necessary that the candidate meets certain requirements:
  • Permanent residence in Bulgaria for at least a year;
  • Double investment in government bonds or business;
  • The second part of the investment portfolio must be in circulation for 2 years.


  • From € 60 thousand - depends on the number of family members.


  • Country participation in the Schengen Agreement. This gives the holder of a Bulgarian passport the right to enter the EU territory without a visa or to receive permission to visit European countries under a simplified procedure.
  • Pretty low prices for real estate. It will be easy for you to rent a house here or even purchase it, if necessary.
  • Modest tax on personal income. The tax rate is only 10%, so if you are an ordinary citizen, the state will not take most of your earnings.
  • Higher education diplomas issued by Bulgarian universities are recognized in the EU without the need for additional qualifications.
  • Beautiful nature, temperate continental climate with pronounced seasons. From the east, the country is washed by the Black Sea.
  • Bulgarian language is quite similar to Russian, so you quickly learn it at the household level. In addition, the mentality of the Bulgarians is close to the Russians and representatives of other post-communist countries: it will be easy for you to establish friendly relations with the local population.
  • Low crime rate. Life here is calm.


There is one tangible disadvantage: too strict migration legislation. The procedure for obtaining citizenship may be delayed for 10 months. All applicants for Bulgarian citizenship are extremely thoroughly checked.


The availability of capital is not always a guarantee that you can obtain citizenship in an EU country by investing in the development of the economy. Bulgaria is a pleasant exception in this regard: since 2013, there are amendments to the Aliens Act, which have significantly simplified the procedure for obtaining a residence permit and citizenship for residents of other countries. Today, a foreigner can get a Bulgarian passport in just two years, without renouncing his country's citizenship and not passing the state language test.
Citizenship for investment: what conditions must be met?
The process of obtaining Bulgarian citizenship through investments in government bonds consists of two stages. The first of them takes 1 year and involves obtaining permanent residence. To do this, it is not necessary to live in the country, it is enough just to invest in government bonds at least 1 million leva, which is about 500 thousand euros. This money, as practice shows, will be returned to the owners, but the term of investing them in bonds will be at least 5 years.
The implementation of the second stage can be started in a year. Having the status of a person permanently residing in Bulgaria, it is necessary to invest in government bonds another 1 million leva for a period of three years, after which you can apply for citizenship.
Thus, in two years, anyone who is willing to invest a little more than 1 million euros in the Bulgarian economy has the opportunity to obtain the status of a citizen of one of the EU countries with all the attendant advantages, including free movement in the Schengen zone. At the same time, it is not necessary to remain on the territory of Bulgaria for two years while the procedure of status is being naturalized. But the address of residence will have to specify, so you should take care in advance about renting or buying property in this country.
What privileges do family members receive?
The status of a person who has permanent residence or citizenship in Bulgaria automatically entitles his family members - spouses and children - to apply for permanent residence or citizenship. For children under the age of 18, this happens automatically, after 18 years - in the prescribed manner, with the provision of a package of necessary documents to the migration service. The decision to grant permanent residence or citizenship is taken up to 6 months - an absolute record among EU countries that practice the naturalization of the status of foreigners in exchange for investments.
What are government bonds?
The process of obtaining Bulgarian citizenship through investments in government bonds, in essence, is the usual procedure for buying securities. Unlike other countries' government bonds that are offered to foreigners, Bulgaria’s state treasury bills have free circulation in the domestic securities market. That is, they do not contain any marks that were sold to foreigners, and can be implemented in almost any bank in the country at the market rate.
For allowing the state to use the loan, the owner of the bond receives interest in the form of special coupons, which can also be cashed. Plus, under favorable circumstances, market players can earn on bonds if their value increases over two years.
Those who want to obtain Bulgarian citizenship through investments in bonds, but do not have the necessary amount, have a chance to receive a bank loan to buy securities, provided that the investor pays 10% of their value on their own.


The state is located in the south-eastern part of Europe, on the Balkan Peninsula. It borders with Romania in the north, with Turkey and Greece in the south, with Montenegro, Macedonia and Serbia in the west. Much of the territory is occupied by mountains. In the east, there are valleys of several rivers, between the Rhodopes and the southern segment of the Balkans is the valley of the Maritsa River. The main river of the country is the Danube, which flows along the border with Romania.
You can get into the country by air in the following ways:
From Moscow
Direct flight to Sofia. Ticket price ranges from 16 600 to 19 165 rubles, depending on the season. A flight from Aeroflot company departs daily in this direction. There are more available options - flights with transfer. The most profitable of them - the cost of 6300 rubles, and with a transfer in Bratislava, the company offers "Victory". In addition, there are flights with stops in Belgrade, Amsterdam, Athens, Istanbul and Warsaw. There are two more directions from Moscow to Bulgaria - to Burgas and Varna.
From Astana
From the capital of Kazakhstan, you can go to Sofia (21 450 rubles) or to Burgas (45 062 rubles). The first type of flight flies faster - 8 hours and 20 minutes. The destination is served by Turkish Airlines and Aeroflot.
From Kiev. Average ticket price: 200 - 250 dollars. The service is provided by the company Dniproavia and UIA (Ukrainian Airlines). The fastest flight - to Sofia from Dnipro - the duration of the flight is about 2 hours. There are also flights to the cities of Burgas and Varna.
From Almaty
From this city a flight to Bulgaria costs at least 27,318 rubles. The destination is served by Aeroflot, UIA (Ukrainian Airlines), as well as Air Astana and Turkish Airlines. The fastest and cheapest flight is to Sofia (9 hours 45 minutes). You can also fly to Varna (more than 42,000 rubles) or to Burgas (51,534 rubles).
From Minsk
To settlements of Varna, Burgas or Sofia. The duration of the flight from the capital of Belarus to Sofia is just over 4 and a half hours. The cheapest ticket - to Burgas - 10 808 rubles, the company Small Planet Airlines. Also this direction serves Austrian Airlines.
As you can see, it is not difficult to get to Bulgaria, and the cost of the flight is rather low.


If you value high quality of service first of all, then visiting this country, you should stay in one of the following hotels:
Dallas Residence Hotel (Varna).
Only 200 meters to the sea coast. 5 minutes drive to the city center. Stunning home cooking, bar, jacuzzi, swimming pool, free parking and Wi-Fi, new plumbing and all the necessary appliances. Quiet and cozy place with extremely pleasant room design. While in the room, you will feel as if you are visiting friends. Cost - from 120 dollars per day, including breakfast.
Sense Hotel Sofia (Sofia).
A chic five-star non-smoking hotel. A huge balcony on which you can comfortably drink tea. Great view from any window. Free SPA, massage showers, 3 whole pools with mineral water, wet and dry saunas, a nourishing and very tasty cuisine. 200 dollars / day with breakfast.
Hotel Anel (Sofia).
The hotel is located 5 minutes walk from the city center. Huge bathrooms with everything you need. Gorgeous interiors, delicious breakfasts. Well-equipped SPA-zone, swimming pool, sauna. The rooms have separate conference rooms. On the ground floor there is an exhibition of sculptures, the walls are decorated with paintings by famous artists (originals). A great option for those who love an exclusive. 180 dollars per day.
But if you prefer to save, then it will be easy for you to find in Bulgaria a lot of budget hotels costing $ 30 per day or less.
What can you do in the capital?
There is entertainment for every taste. Nature lovers can go hiking on the mountain called Vitosha, located just 10 kilometers from Sofia - in the warm season this is an interesting adventure for the “survivalists”, and in winter there opens a magnificent ski resort.
If you are interested in historical monuments, be sure to visit the Cathedral of Nevsky and the National Archaeological Museum. Lovers of gastronomic delights also find something to do. Be sure to go to the restaurant "Manastirska Magernitsa" - here they serve huge portions of traditional Bulgarian dishes. If you prefer to eat slowly and to the accompaniment of Bohemian music, visit the catering establishment called “Pri Yafata”: local baked rabbits and ducks will please even the most sophisticated gourmet.
Need a halal menu? Welcome to Phoenicia! In this place exclusively Arabic, Lebanese and Turkish dishes are served. Another highlight of Sofia is atmospheric bars with pianists, such as Sinatra, Lime Light or The Big Apple. Here you can have a great time, enjoying the sound of live keyboard improvisations and sipping a fresh cocktail.






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Total score: 72/100





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